Business Insurance Hagerstown MD
Business insurance is perhaps the most complex and most crucial type of protection available in Hagerstown and around Maryland.
There are almost as many kinds of business insurance as there are kinds of businesses. Each type serves a separate, necessary purpose. In the list below, we enumerate and briefly describe some of those commercial insurance options. We don’t expect you to know exactly which coverages you need, or to know exactly how to get it in the most affordable way possible.
That’s what we’re here for, to help you figure it out. Please call us at 301-790-0652 for a free, in-depth consultation with our knowledgeable, experienced brokers and agents.
The liability against a business can be substantial. Business and commercial insurance protects you from property damage, theft, injury and other liabilities. Don’t let financial ruin come to your hard-earned business reputation just because of one unfortunate claim. Investigate, then invest in, a proper suite of business insurance protections, and reduce your exposure to harmful liability.
Insurance Brokers of Maryland is in business for your business, in the heart of Hagerstown, MD, which is in the heart of the Free State. Once we determine which coverages you require to what amounts, we check the rates of more than 45 business insurance carriers to ensure that your policy is as ideal and as low-cost as possible to meet your needs.
Furthermore, we group all your insurance protections into one policy, itemizing precisely what your coverages are, when they kick in and what they pay out. All convenient, all affordable, all for you and the good of your business.
If you lease your office space…if you carry a fleet of vehicles…if you plan on leaving your business to your children someday…if your business is a hotel, is a restaurant, is a wholesaler or serves liquor…if you work with high technology…if you have employees…if you hold special events…you need commercial business insurance.
Insurance Brokers of Maryland in Hagerstown provides the protection and affordability to keep your business covered.
BUSINESS INSURANCE POLICY EXPERTISE
Builders Risk Insurance
A policy designed to cover buildings under construction.
Business Owners Package Insurance
BOP insurance for the needs of most small businesses, covering: property, liability and vehicles.
Business Interruption Insurance
Critical for a property loss that would potentially close your business.
Commercial Auto Insurance
Covers vehicle’s used for your business.
Commercial Trucking Insurance
Covers hauling goods.
Commercial Umbrella Insurance
When the limits of your general business insurance policy does not provide adequate protection.
Contractor’s General Liability Insurance
For residential and commercial builders, general contractors, construction managers, design and build firms, specialty contractors or subcontractors, owners or public and private construction projects.
Employment Practices Liability Insurance
PLI insurance helps protect you against claims from your employees that result from the general conduct of your business.
General Liability Insurance
Covers owners from claims from a variety of issues.
Hotel / Motel Insurance
Designed to fulfill a wide range of insurance needs for hotels and motels.
Liquor Liability Insurance
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.
Medical Malpractice Insurance
Medical malpractice insurance covers doctors and other professionals in the medical field for liability claims arising from their treatment of patients.
Product Liability Insurance
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product.
Restaurant & Bar Insurance
The Food and Beverage industry poses a unique set of challenges and risks to owners and operators of Restaurants and Bars.
Special Event Insurance
Insure your special event from unforeseen dangers.
Surety Bonds
A surety bond ensures contract completion in the event of contractor default.
Technology Insurance
Insurance packages tailored to the technology industry.
Wholesalers and Distributors Insurance
Wholesalers and distributors have unique insurance needs.
Workers’ Compensation Insurance
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured.
