Worker’s Compensation Insurance
What is Worker’s Compensation Insurance?
It is a form of employee protection required by law to be carried by most employers. It covers a company’s employees in the event of an on-the-job injury, accident or illness which limits or precludes that employee’s capacity to earn a living. Worker’s Comp provides monetary benefits to the employee to help in such situations.
Worker’s Compensation Insurance can be a major expense for a businessowner, so it is essential that it be obtained after a thorough survey of the available policies.
What does Worker’s Compensation Insurance cover?
• lost wages
• medical expenses
• continuing expenses
Who around Washington County, MD, needs Worker’s Compensation Insurance?
• every businessowner of any size with any employees
Call 301-790-0652 for your free comparison of competitive, affordable Worker’s Compensation Insurance rate quotes from the expert agents at Insurance Brokers of Maryland in Hagerstown.
BUSINESS INSURANCE POLICY EXPERTISE
Builders Risk Insurance
A policy designed to cover buildings under construction.
Business Owners Package Insurance
BOP insurance for the needs of most small businesses, covering: property, liability and vehicles.
Business Interruption Insurance
Critical for a property loss that would potentially close your business.
Commercial Auto Insurance
Covers vehicle’s used for your business.
Commercial Trucking Insurance
Covers hauling goods.
Commercial Umbrella Insurance
When the limits of your general business insurance policy does not provide adequate protection.
Contractor’s General Liability Insurance
For residential and commercial builders, general contractors, construction managers, design and build firms, specialty contractors or subcontractors, owners or public and private construction projects.
Employment Practices Liability Insurance
PLI insurance helps protect you against claims from your employees that result from the general conduct of your business.
General Liability Insurance
Covers owners from claims from a variety of issues.
Hotel / Motel Insurance
Designed to fulfill a wide range of insurance needs for hotels and motels.
Liquor Liability Insurance
A Business Insurance Plan should include a Liquor Liability Policy if you supply, manufacture, or serve alcohol to your customers.
Medical Malpractice Insurance
Medical malpractice insurance covers doctors and other professionals in the medical field for liability claims arising from their treatment of patients.
Product Liability Insurance
Product liability insurance is business insurance that is designed to cover liability of the business for damages caused by a product.
Restaurant & Bar Insurance
The Food and Beverage industry poses a unique set of challenges and risks to owners and operators of Restaurants and Bars.
Special Event Insurance
Insure your special event from unforeseen dangers.
Surety Bonds
A surety bond ensures contract completion in the event of contractor default.
Technology Insurance
Insurance packages tailored to the technology industry.
Wholesalers and Distributors Insurance
Wholesalers and distributors have unique insurance needs.
Workers’ Compensation Insurance
Workers’ compensation is a form of insurance providing wage replacement and medical benefits to employees injured.